2026 BAH Rates — White Sands Mr/Las Cruces, NM
This page shows the 2026 BAH rates for White Sands Mr/Las Cruces, NM. An E-5 with dependents receives $1,701 per month, and $1,275 without dependents. Rates cover every paygrade at the with-dependents and without-dependents tiers.
| Paygrade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,503 | $1,155 |
| E-2 | $1,503 | $1,155 |
| E-3 | $1,503 | $1,155 |
| E-4 | $1,503 | $1,155 |
| E-5 | $1,701 | $1,275 |
| E-6 | $1,929 | $1,443 |
| E-7 | $1,983 | $1,509 |
| E-8 | $2,043 | $1,752 |
| E-9 | $2,127 | $1,809 |
| W-1 | $1,944 | $1,458 |
| W-2 | $2,007 | $1,749 |
| W-3 | $2,085 | $1,821 |
| W-4 | $2,142 | $1,932 |
| W-5 | $2,220 | $1,995 |
| O-1 | $1,737 | $1,302 |
| O-2 | $1,926 | $1,638 |
| O-3 | $2,082 | $1,842 |
| O-4 | $2,241 | $1,977 |
| O-5 | $2,358 | $2,007 |
| O-6 | $2,376 | $2,061 |
| O-7 | $2,388 | $2,094 |
| O-8 | $2,388 | $2,094 |
| O-9 | $2,388 | $2,094 |
| O-10 | $2,388 | $2,094 |
| O-1E | $1,989 | $1,698 |
| O-2E | $2,070 | $1,797 |
| O-3E | $2,154 | $1,917 |
BAH is assigned by the ZIP code of the duty station, and every ZIP code in this area maps to the White Sands Mr/Las Cruces housing area.
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Frequently asked questions
How much is BAH in White Sands Mr/Las Cruces?
For 2026, an E-5 in White Sands Mr/Las Cruces receives $1,701 per month with dependents and $1,275 without dependents, with rates set for every paygrade at both dependency tiers.
How is BAH determined?
BAH is based on surveyed local rental market data for each housing area, set by paygrade and dependency status rather than by a fixed formula.
Is BAH taxable?
No. BAH is a tax-free allowance and is not counted as taxable income.
When do these rates change?
BAH rates are set annually and take effect at the start of the year; members are rate-protected, so a member's rate does not drop if local rates fall while they remain at the same duty station.
Source: DoD DTMO 2026 BAH rate file (bahw26/bahwo26 ASCII) · effective January 1, 2026 · NM209. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.