GS-12 Pay — Cincinnati-Wilmington (2026)
This page shows GS-12 pay in the Cincinnati-Wilmington locality pay area for 2026. The Cincinnati-Wilmington area adds 21.93% in locality pay on top of the GS-12 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $93,231 | $44.67 | $3,573.60 |
| Step 2 | $96,339 | $46.16 | $3,692.80 |
| Step 3 | $99,447 | $47.65 | $3,812.00 |
| Step 4 | $102,555 | $49.14 | $3,931.20 |
| Step 5 | $105,663 | $50.63 | $4,050.40 |
| Step 6 | $108,771 | $52.12 | $4,169.60 |
| Step 7 | $111,879 | $53.61 | $4,288.80 |
| Step 8 | $114,987 | $55.10 | $4,408.00 |
| Step 9 | $118,095 | $56.59 | $4,527.20 |
| Step 10 | $121,203 | $58.08 | $4,646.40 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $86,659 |
| Cincinnati-Wilmington-Maysville, OH-KY-IN locality | 21.93% |
| Adjusted annual | $105,663 |
| Per month | $8,805 |
| Bi-weekly | $4,050.40 |
| Hourly | $50.63 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Cincinnati-Wilmington GS scale
- GS-12 in every locality
- GS-11 in Cincinnati-Wilmington
- GS-13 in Cincinnati-Wilmington
- GS-12 in Rest of U.S.
- GS-12 in Washington-Baltimore
- GS-12 in New York-Newark
Frequently asked questions
How much does GS-12 make in Cincinnati-Wilmington?
For 2026, GS-12 in Cincinnati-Wilmington ranges from $93,231 at the first step to $121,203 at the top step, with $105,663 near the middle.
How is Cincinnati-Wilmington locality pay calculated?
The GS-12 base rate is multiplied by one plus the Cincinnati-Wilmington locality percentage of 21.93%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Cincinnati-Wilmington rate remained 21.93%.
Is this before or after tax?
The GS-12 figures for Cincinnati-Wilmington are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-CIN · effective January 11, 2026 · Cincinnati-Wilmington-Maysville, OH-KY-IN, 21.93% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.