GS-12 Pay — San Jose-San Francisco (2026)

$126,817
A GS-12 Step 5 in San Jose-San Francisco earns $126,817 in 2026. Across all ten steps, GS-12 in San Jose-San Francisco ranges $111,896–$145,468.
San Jose-San Francisco locality pay: 46.34% · effective January 11, 2026

This page shows GS-12 pay in the San Jose-San Francisco locality pay area for 2026. The San Jose-San Francisco area adds 46.34% in locality pay on top of the GS-12 base rate.

StepAnnualHourlyBi-weekly
Step 1$111,896$53.62$4,289.60
Step 2$115,626$55.40$4,432.00
Step 3$119,356$57.19$4,575.20
Step 4$123,087$58.98$4,718.40
Step 5$126,817$60.77$4,861.60
Step 6$130,547$62.55$5,004.00
Step 7$134,277$64.34$5,147.20
Step 8$138,007$66.13$5,290.40
Step 9$141,738$67.91$5,432.80
Step 10$145,468$69.70$5,576.00

Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.

Check another grade, step or locality

$126,817/yr
Base pay (before locality)$86,659
San Jose-San Francisco-Oakland, CA locality46.34%
Adjusted annual$126,817
Per month$10,568
Bi-weekly$4,861.60
Hourly$60.77

Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.

Related pay tables

Frequently asked questions

How much does GS-12 make in San Jose-San Francisco?

For 2026, GS-12 in San Jose-San Francisco ranges from $111,896 at the first step to $145,468 at the top step, with $126,817 near the middle.

How is San Jose-San Francisco locality pay calculated?

The GS-12 base rate is multiplied by one plus the San Jose-San Francisco locality percentage of 46.34%, then rounded to the nearest dollar.

What is the 2026 raise?

For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the San Jose-San Francisco rate remained 46.34%.

Is this before or after tax?

The GS-12 figures for San Jose-San Francisco are gross 2026 amounts, before tax and withholding.

Source: OPM Salary Table 2026-SF · effective January 11, 2026 · San Jose-San Francisco-Oakland, CA, 46.34% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.