GS-3 Pay — Cincinnati-Wilmington (2026)
This page shows GS-3 pay in the Cincinnati-Wilmington locality pay area for 2026. The Cincinnati-Wilmington area adds 21.93% in locality pay on top of the GS-3 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $33,784 | $16.19 | $1,295.20 |
| Step 2 | $34,911 | $16.73 | $1,338.40 |
| Step 3 | $36,038 | $17.27 | $1,381.60 |
| Step 4 | $37,164 | $17.81 | $1,424.80 |
| Step 5 | $38,291 | $18.35 | $1,468.00 |
| Step 6 | $39,418 | $18.89 | $1,511.20 |
| Step 7 | $40,544 | $19.43 | $1,554.40 |
| Step 8 | $41,671 | $19.97 | $1,597.60 |
| Step 9 | $42,797 | $20.51 | $1,640.80 |
| Step 10 | $43,924 | $21.05 | $1,684.00 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $31,404 |
| Cincinnati-Wilmington-Maysville, OH-KY-IN locality | 21.93% |
| Adjusted annual | $38,291 |
| Per month | $3,191 |
| Bi-weekly | $1,468.00 |
| Hourly | $18.35 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Cincinnati-Wilmington GS scale
- GS-3 in every locality
- GS-2 in Cincinnati-Wilmington
- GS-4 in Cincinnati-Wilmington
- GS-3 in Rest of U.S.
- GS-3 in Washington-Baltimore
- GS-3 in New York-Newark
Frequently asked questions
How much does GS-3 make in Cincinnati-Wilmington?
For 2026, GS-3 in Cincinnati-Wilmington ranges from $33,784 at the first step to $43,924 at the top step, with $38,291 near the middle.
How is Cincinnati-Wilmington locality pay calculated?
The GS-3 base rate is multiplied by one plus the Cincinnati-Wilmington locality percentage of 21.93%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Cincinnati-Wilmington rate remained 21.93%.
Is this before or after tax?
The GS-3 figures for Cincinnati-Wilmington are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-CIN · effective January 11, 2026 · Cincinnati-Wilmington-Maysville, OH-KY-IN, 21.93% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.