GS-3 Pay — San Jose-San Francisco (2026)
This page shows GS-3 pay in the San Jose-San Francisco locality pay area for 2026. The San Jose-San Francisco area adds 46.34% in locality pay on top of the GS-3 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $40,548 | $19.43 | $1,554.40 |
| Step 2 | $41,900 | $20.08 | $1,606.40 |
| Step 3 | $43,252 | $20.72 | $1,657.60 |
| Step 4 | $44,604 | $21.37 | $1,709.60 |
| Step 5 | $45,957 | $22.02 | $1,761.60 |
| Step 6 | $47,309 | $22.67 | $1,813.60 |
| Step 7 | $48,661 | $23.32 | $1,865.60 |
| Step 8 | $50,013 | $23.96 | $1,916.80 |
| Step 9 | $51,365 | $24.61 | $1,968.80 |
| Step 10 | $52,718 | $25.26 | $2,020.80 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $31,404 |
| San Jose-San Francisco-Oakland, CA locality | 46.34% |
| Adjusted annual | $45,957 |
| Per month | $3,830 |
| Bi-weekly | $1,761.60 |
| Hourly | $22.02 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full San Jose-San Francisco GS scale
- GS-3 in every locality
- GS-2 in San Jose-San Francisco
- GS-4 in San Jose-San Francisco
- GS-3 in Rest of U.S.
- GS-3 in Washington-Baltimore
- GS-3 in New York-Newark
Frequently asked questions
How much does GS-3 make in San Jose-San Francisco?
For 2026, GS-3 in San Jose-San Francisco ranges from $40,548 at the first step to $52,718 at the top step, with $45,957 near the middle.
How is San Jose-San Francisco locality pay calculated?
The GS-3 base rate is multiplied by one plus the San Jose-San Francisco locality percentage of 46.34%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the San Jose-San Francisco rate remained 46.34%.
Is this before or after tax?
The GS-3 figures for San Jose-San Francisco are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-SF · effective January 11, 2026 · San Jose-San Francisco-Oakland, CA, 46.34% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.