O-1 Basic Pay (2026)

$5,222.40/mo
A O-1 (commissioned officer) with over 6 years of service earns $5,222.40 a month — $62,669 a year — in basic pay for 2026. Basic pay rises with years of service; the full step table is below.
Basic pay only — BAH + BAS ($328.48/mo BAS) are added on top, tax-free

This page shows 2026 military basic pay for the commissioned officer paygrade O-1. Basic pay for O-1 increases with years of service; at the Over 6 years-of-service level, a O-1 earns $5,222.40 per month, or $62,669 per year.

Years of serviceMonthlyAnnual
2 or less$4,150.20$49,802
Over 2$4,320.00$51,840
Over 3$5,222.40$62,669
Over 4$5,222.40$62,669
Over 6$5,222.40$62,669
Over 8$5,222.40$62,669
Over 10$5,222.40$62,669
Over 12$5,222.40$62,669
Over 14$5,222.40$62,669
Over 16$5,222.40$62,669
Over 18$5,222.40$62,669
Over 20$5,222.40$62,669
Over 22$5,222.40$62,669
Over 24$5,222.40$62,669
Over 26$5,222.40$62,669
Over 28$5,222.40$62,669
Over 30$5,222.40$62,669
Over 32$5,222.40$62,669
Over 34$5,222.40$62,669
Over 38$5,222.40$62,669
Over 40$5,222.40$62,669

Add BAH & BAS to O-1 basic pay

$5,550.88/mo
Basic pay$5,222.40
BAS (officer)$328.48
BAH (your area)
Total monthly cash$5,550.88
Annual (× 12)$66,611

Basic pay, BAS and BAH are exact 2026 DFAS/DoD figures — pick your housing area to pull the official BAH rate, or type an amount directly. BAH and BAS are tax-free; this shows gross cash, not take-home.

Related paygrades

Frequently asked questions

What is the difference between basic pay and total pay for O-1?

Basic pay is the O-1 figure shown here; total compensation also includes housing (BAH) and subsistence (BAS) allowances, which are tax-free and added on top.

How do years of service affect O-1 pay?

For 2026, O-1 basic pay rises at set years-of-service milestones, so at the Over 6 level a O-1 earns $5,222.40 per month, or $62,669 per year.

Did O-1 pay change for 2026?

Yes. O-1 basic pay was updated for 2026 under the annual across-the-board raise, and at the Over 6 level it is $5,222.40 per month.

Is O-1 basic pay before or after tax?

The O-1 figures are gross basic pay for 2026, before tax or withholding, and allowances such as BAH and BAS are separate and tax-free.

Source: DFAS DFAS 2026 Basic Pay Table · effective January 1, 2026. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.