GS-10 Pay — Chicago-Naperville (2026)
This page shows GS-10 pay in the Chicago-Naperville locality pay area for 2026. The Chicago-Naperville area adds 30.86% in locality pay on top of the GS-10 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $75,983 | $36.41 | $2,912.80 |
| Step 2 | $78,515 | $37.62 | $3,009.60 |
| Step 3 | $81,047 | $38.83 | $3,106.40 |
| Step 4 | $83,579 | $40.05 | $3,204.00 |
| Step 5 | $86,111 | $41.26 | $3,300.80 |
| Step 6 | $88,643 | $42.47 | $3,397.60 |
| Step 7 | $91,175 | $43.69 | $3,495.20 |
| Step 8 | $93,708 | $44.90 | $3,592.00 |
| Step 9 | $96,240 | $46.11 | $3,688.80 |
| Step 10 | $98,772 | $47.33 | $3,786.40 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $65,804 |
| Chicago-Naperville, IL-IN-WI locality | 30.86% |
| Adjusted annual | $86,111 |
| Per month | $7,176 |
| Bi-weekly | $3,300.80 |
| Hourly | $41.26 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Chicago-Naperville GS scale
- GS-10 in every locality
- GS-9 in Chicago-Naperville
- GS-11 in Chicago-Naperville
- GS-10 in Rest of U.S.
- GS-10 in Washington-Baltimore
- GS-10 in New York-Newark
Frequently asked questions
How much does GS-10 make in Chicago-Naperville?
For 2026, GS-10 in Chicago-Naperville ranges from $75,983 at the first step to $98,772 at the top step, with $86,111 near the middle.
How is Chicago-Naperville locality pay calculated?
The GS-10 base rate is multiplied by one plus the Chicago-Naperville locality percentage of 30.86%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Chicago-Naperville rate remained 30.86%.
Is this before or after tax?
The GS-10 figures for Chicago-Naperville are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-CHI · effective January 11, 2026 · Chicago-Naperville, IL-IN-WI, 30.86% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.