GS-12 Pay — Chicago-Naperville (2026)
This page shows GS-12 pay in the Chicago-Naperville locality pay area for 2026. The Chicago-Naperville area adds 30.86% in locality pay on top of the GS-12 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $100,059 | $47.94 | $3,835.20 |
| Step 2 | $103,395 | $49.54 | $3,963.20 |
| Step 3 | $106,731 | $51.14 | $4,091.20 |
| Step 4 | $110,066 | $52.74 | $4,219.20 |
| Step 5 | $113,402 | $54.34 | $4,347.20 |
| Step 6 | $116,738 | $55.94 | $4,475.20 |
| Step 7 | $120,073 | $57.53 | $4,602.40 |
| Step 8 | $123,409 | $59.13 | $4,730.40 |
| Step 9 | $126,744 | $60.73 | $4,858.40 |
| Step 10 | $130,080 | $62.33 | $4,986.40 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $86,659 |
| Chicago-Naperville, IL-IN-WI locality | 30.86% |
| Adjusted annual | $113,402 |
| Per month | $9,450 |
| Bi-weekly | $4,347.20 |
| Hourly | $54.34 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Chicago-Naperville GS scale
- GS-12 in every locality
- GS-11 in Chicago-Naperville
- GS-13 in Chicago-Naperville
- GS-12 in Rest of U.S.
- GS-12 in Washington-Baltimore
- GS-12 in New York-Newark
Frequently asked questions
How much does GS-12 make in Chicago-Naperville?
For 2026, GS-12 in Chicago-Naperville ranges from $100,059 at the first step to $130,080 at the top step, with $113,402 near the middle.
How is Chicago-Naperville locality pay calculated?
The GS-12 base rate is multiplied by one plus the Chicago-Naperville locality percentage of 30.86%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Chicago-Naperville rate remained 30.86%.
Is this before or after tax?
The GS-12 figures for Chicago-Naperville are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-CHI · effective January 11, 2026 · Chicago-Naperville, IL-IN-WI, 30.86% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.