GS-12 Pay — Indianapolis-Carmel (2026)
This page shows GS-12 pay in the Indianapolis-Carmel locality pay area for 2026. The Indianapolis-Carmel area adds 18.15% in locality pay on top of the GS-12 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $90,341 | $43.29 | $3,463.20 |
| Step 2 | $93,353 | $44.73 | $3,578.40 |
| Step 3 | $96,364 | $46.17 | $3,693.60 |
| Step 4 | $99,376 | $47.62 | $3,809.60 |
| Step 5 | $102,388 | $49.06 | $3,924.80 |
| Step 6 | $105,399 | $50.50 | $4,040.00 |
| Step 7 | $108,411 | $51.95 | $4,156.00 |
| Step 8 | $111,423 | $53.39 | $4,271.20 |
| Step 9 | $114,434 | $54.83 | $4,386.40 |
| Step 10 | $117,446 | $56.28 | $4,502.40 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $86,659 |
| Indianapolis-Carmel-Muncie, IN locality | 18.15% |
| Adjusted annual | $102,388 |
| Per month | $8,532 |
| Bi-weekly | $3,924.80 |
| Hourly | $49.06 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Indianapolis-Carmel GS scale
- GS-12 in every locality
- GS-11 in Indianapolis-Carmel
- GS-13 in Indianapolis-Carmel
- GS-12 in Rest of U.S.
- GS-12 in Washington-Baltimore
- GS-12 in New York-Newark
Frequently asked questions
How much does GS-12 make in Indianapolis-Carmel?
For 2026, GS-12 in Indianapolis-Carmel ranges from $90,341 at the first step to $117,446 at the top step, with $102,388 near the middle.
How is Indianapolis-Carmel locality pay calculated?
The GS-12 base rate is multiplied by one plus the Indianapolis-Carmel locality percentage of 18.15%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Indianapolis-Carmel rate remained 18.15%.
Is this before or after tax?
The GS-12 figures for Indianapolis-Carmel are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-IND · effective January 11, 2026 · Indianapolis-Carmel-Muncie, IN, 18.15% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.