GS-4 Pay — Indianapolis-Carmel (2026)
This page shows GS-4 pay in the Indianapolis-Carmel locality pay area for 2026. The Indianapolis-Carmel area adds 18.15% in locality pay on top of the GS-4 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $36,748 | $17.61 | $1,408.80 |
| Step 2 | $37,973 | $18.20 | $1,456.00 |
| Step 3 | $39,199 | $18.78 | $1,502.40 |
| Step 4 | $40,424 | $19.37 | $1,549.60 |
| Step 5 | $41,649 | $19.96 | $1,596.80 |
| Step 6 | $42,874 | $20.54 | $1,643.20 |
| Step 7 | $44,099 | $21.13 | $1,690.40 |
| Step 8 | $45,325 | $21.72 | $1,737.60 |
| Step 9 | $46,550 | $22.30 | $1,784.00 |
| Step 10 | $47,775 | $22.89 | $1,831.20 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $35,251 |
| Indianapolis-Carmel-Muncie, IN locality | 18.15% |
| Adjusted annual | $41,649 |
| Per month | $3,471 |
| Bi-weekly | $1,596.80 |
| Hourly | $19.96 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Indianapolis-Carmel GS scale
- GS-4 in every locality
- GS-3 in Indianapolis-Carmel
- GS-5 in Indianapolis-Carmel
- GS-4 in Rest of U.S.
- GS-4 in Washington-Baltimore
- GS-4 in New York-Newark
Frequently asked questions
How much does GS-4 make in Indianapolis-Carmel?
For 2026, GS-4 in Indianapolis-Carmel ranges from $36,748 at the first step to $47,775 at the top step, with $41,649 near the middle.
How is Indianapolis-Carmel locality pay calculated?
The GS-4 base rate is multiplied by one plus the Indianapolis-Carmel locality percentage of 18.15%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Indianapolis-Carmel rate remained 18.15%.
Is this before or after tax?
The GS-4 figures for Indianapolis-Carmel are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-IND · effective January 11, 2026 · Indianapolis-Carmel-Muncie, IN, 18.15% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.