GS-5 Pay — Cincinnati-Wilmington (2026)
This page shows GS-5 pay in the Cincinnati-Wilmington locality pay area for 2026. The Cincinnati-Wilmington area adds 21.93% in locality pay on top of the GS-5 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $42,430 | $20.33 | $1,626.40 |
| Step 2 | $43,845 | $21.01 | $1,680.80 |
| Step 3 | $45,259 | $21.69 | $1,735.20 |
| Step 4 | $46,674 | $22.36 | $1,788.80 |
| Step 5 | $48,088 | $23.04 | $1,843.20 |
| Step 6 | $49,502 | $23.72 | $1,897.60 |
| Step 7 | $50,917 | $24.40 | $1,952.00 |
| Step 8 | $52,331 | $25.07 | $2,005.60 |
| Step 9 | $53,746 | $25.75 | $2,060.00 |
| Step 10 | $55,160 | $26.43 | $2,114.40 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $39,439 |
| Cincinnati-Wilmington-Maysville, OH-KY-IN locality | 21.93% |
| Adjusted annual | $48,088 |
| Per month | $4,007 |
| Bi-weekly | $1,843.20 |
| Hourly | $23.04 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Cincinnati-Wilmington GS scale
- GS-5 in every locality
- GS-4 in Cincinnati-Wilmington
- GS-6 in Cincinnati-Wilmington
- GS-5 in Rest of U.S.
- GS-5 in Washington-Baltimore
- GS-5 in New York-Newark
Frequently asked questions
How much does GS-5 make in Cincinnati-Wilmington?
For 2026, GS-5 in Cincinnati-Wilmington ranges from $42,430 at the first step to $55,160 at the top step, with $48,088 near the middle.
How is Cincinnati-Wilmington locality pay calculated?
The GS-5 base rate is multiplied by one plus the Cincinnati-Wilmington locality percentage of 21.93%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Cincinnati-Wilmington rate remained 21.93%.
Is this before or after tax?
The GS-5 figures for Cincinnati-Wilmington are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-CIN · effective January 11, 2026 · Cincinnati-Wilmington-Maysville, OH-KY-IN, 21.93% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.