GS-7 Pay — Indianapolis-Carmel (2026)
This page shows GS-7 pay in the Indianapolis-Carmel locality pay area for 2026. The Indianapolis-Carmel area adds 18.15% in locality pay on top of the GS-7 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $50,930 | $24.40 | $1,952.00 |
| Step 2 | $52,628 | $25.22 | $2,017.60 |
| Step 3 | $54,325 | $26.03 | $2,082.40 |
| Step 4 | $56,023 | $26.84 | $2,147.20 |
| Step 5 | $57,721 | $27.66 | $2,212.80 |
| Step 6 | $59,419 | $28.47 | $2,277.60 |
| Step 7 | $61,117 | $29.28 | $2,342.40 |
| Step 8 | $62,814 | $30.10 | $2,408.00 |
| Step 9 | $64,512 | $30.91 | $2,472.80 |
| Step 10 | $66,210 | $31.72 | $2,537.60 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $48,854 |
| Indianapolis-Carmel-Muncie, IN locality | 18.15% |
| Adjusted annual | $57,721 |
| Per month | $4,810 |
| Bi-weekly | $2,212.80 |
| Hourly | $27.66 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Indianapolis-Carmel GS scale
- GS-7 in every locality
- GS-6 in Indianapolis-Carmel
- GS-8 in Indianapolis-Carmel
- GS-7 in Rest of U.S.
- GS-7 in Washington-Baltimore
- GS-7 in New York-Newark
Frequently asked questions
How much does GS-7 make in Indianapolis-Carmel?
For 2026, GS-7 in Indianapolis-Carmel ranges from $50,930 at the first step to $66,210 at the top step, with $57,721 near the middle.
How is Indianapolis-Carmel locality pay calculated?
The GS-7 base rate is multiplied by one plus the Indianapolis-Carmel locality percentage of 18.15%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Indianapolis-Carmel rate remained 18.15%.
Is this before or after tax?
The GS-7 figures for Indianapolis-Carmel are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-IND · effective January 11, 2026 · Indianapolis-Carmel-Muncie, IN, 18.15% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.