O-6 Basic Pay (2026)
This page shows 2026 military basic pay for the commissioned officer paygrade O-6. Basic pay for O-6 increases with years of service; at the Over 6 years-of-service level, a O-6 earns $10,284.30 per month, or $123,412 per year.
| Years of service | Monthly | Annual |
|---|---|---|
| 2 or less | $8,751.30 | $105,016 |
| Over 2 | $9,613.80 | $115,366 |
| Over 3 | $10,245.00 | $122,940 |
| Over 4 | $10,245.00 | $122,940 |
| Over 6 | $10,284.30 | $123,412 |
| Over 8 | $10,725.00 | $128,700 |
| Over 10 | $10,783.50 | $129,402 |
| Over 12 | $10,783.50 | $129,402 |
| Over 14 | $11,396.40 | $136,757 |
| Over 16 | $12,479.70 | $149,756 |
| Over 18 | $13,115.40 | $157,385 |
| Over 20 | $13,751.10 | $165,013 |
| Over 22 | $14,112.90 | $169,355 |
| Over 24 | $14,479.20 | $173,750 |
| Over 26 | $15,188.70 | $182,264 |
| Over 28 | $15,188.70 | $182,264 |
| Over 30 | $15,408.30 | $184,900 |
| Over 32 | $15,408.30 | $184,900 |
| Over 34 | $15,408.30 | $184,900 |
| Over 38 | $15,408.30 | $184,900 |
| Over 40 | $15,408.30 | $184,900 |
Add BAH & BAS to O-6 basic pay
| Basic pay | $10,284.30 |
| BAS (officer) | $328.48 |
| BAH (your area) | — |
| Total monthly cash | $10,612.78 |
| Annual (× 12) | $127,353 |
Basic pay, BAS and BAH are exact 2026 DFAS/DoD figures — pick your housing area to pull the official BAH rate, or type an amount directly. BAH and BAS are tax-free; this shows gross cash, not take-home.
Related paygrades
Frequently asked questions
What is the difference between basic pay and total pay for O-6?
Basic pay is the O-6 figure shown here; total compensation also includes housing (BAH) and subsistence (BAS) allowances, which are tax-free and added on top.
How do years of service affect O-6 pay?
For 2026, O-6 basic pay rises at set years-of-service milestones, so at the Over 6 level a O-6 earns $10,284.30 per month, or $123,412 per year.
Did O-6 pay change for 2026?
Yes. O-6 basic pay was updated for 2026 under the annual across-the-board raise, and at the Over 6 level it is $10,284.30 per month.
Is O-6 basic pay before or after tax?
The O-6 figures are gross basic pay for 2026, before tax or withholding, and allowances such as BAH and BAS are separate and tax-free.
Source: DFAS DFAS 2026 Basic Pay Table · effective January 1, 2026. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.