GS-1 Pay — Indianapolis-Carmel (2026)
This page shows GS-1 pay in the Indianapolis-Carmel locality pay area for 2026. The Indianapolis-Carmel area adds 18.15% in locality pay on top of the GS-1 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $26,683 | $12.79 | $1,023.20 |
| Step 2 | $27,577 | $13.21 | $1,056.80 |
| Step 3 | $28,465 | $13.64 | $1,091.20 |
| Step 4 | $29,348 | $14.06 | $1,124.80 |
| Step 5 | $30,233 | $14.49 | $1,159.20 |
| Step 6 | $30,752 | $14.74 | $1,179.20 |
| Step 7 | $31,630 | $15.16 | $1,212.80 |
| Step 8 | $32,514 | $15.58 | $1,246.40 |
| Step 9 | $32,550 | $15.60 | $1,248.00 |
| Step 10 | $33,375 | $15.99 | $1,279.20 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $25,589 |
| Indianapolis-Carmel-Muncie, IN locality | 18.15% |
| Adjusted annual | $30,233 |
| Per month | $2,519 |
| Bi-weekly | $1,159.20 |
| Hourly | $14.49 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Indianapolis-Carmel GS scale
- GS-1 in every locality
- GS-2 in Indianapolis-Carmel
- GS-1 in Rest of U.S.
- GS-1 in Washington-Baltimore
- GS-1 in New York-Newark
Frequently asked questions
How much does GS-1 make in Indianapolis-Carmel?
For 2026, GS-1 in Indianapolis-Carmel ranges from $26,683 at the first step to $33,375 at the top step, with $30,233 near the middle.
How is Indianapolis-Carmel locality pay calculated?
The GS-1 base rate is multiplied by one plus the Indianapolis-Carmel locality percentage of 18.15%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Indianapolis-Carmel rate remained 18.15%.
Is this before or after tax?
The GS-1 figures for Indianapolis-Carmel are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-IND · effective January 11, 2026 · Indianapolis-Carmel-Muncie, IN, 18.15% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.