GS-5 Pay — Charlotte-Concord (2026)
This page shows GS-5 pay in the Charlotte-Concord locality pay area for 2026. The Charlotte-Concord area adds 19.67% in locality pay on top of the GS-5 base rate.
| Step | Annual | Hourly | Bi-weekly |
|---|---|---|---|
| Step 1 | $41,644 | $19.95 | $1,596.00 |
| Step 2 | $43,032 | $20.62 | $1,649.60 |
| Step 3 | $44,420 | $21.28 | $1,702.40 |
| Step 4 | $45,808 | $21.95 | $1,756.00 |
| Step 5 | $47,197 | $22.61 | $1,808.80 |
| Step 6 | $48,585 | $23.28 | $1,862.40 |
| Step 7 | $49,973 | $23.94 | $1,915.20 |
| Step 8 | $51,361 | $24.61 | $1,968.80 |
| Step 9 | $52,749 | $25.28 | $2,022.40 |
| Step 10 | $54,138 | $25.94 | $2,075.20 |
Locality pay is calculated as the base rate multiplied by one plus the locality percentage, rounded to the nearest dollar.
Check another grade, step or locality
| Base pay (before locality) | $39,439 |
| Charlotte-Concord, NC-SC locality | 19.67% |
| Adjusted annual | $47,197 |
| Per month | $3,933 |
| Bi-weekly | $1,808.80 |
| Hourly | $22.61 |
Adjusted = base × (1 + locality %), rounded to the nearest dollar. Hourly = annual ÷ 2087; bi-weekly = hourly × 80.
Related pay tables
- Full Charlotte-Concord GS scale
- GS-5 in every locality
- GS-4 in Charlotte-Concord
- GS-6 in Charlotte-Concord
- GS-5 in Rest of U.S.
- GS-5 in Washington-Baltimore
- GS-5 in New York-Newark
Frequently asked questions
How much does GS-5 make in Charlotte-Concord?
For 2026, GS-5 in Charlotte-Concord ranges from $41,644 at the first step to $54,138 at the top step, with $47,197 near the middle.
How is Charlotte-Concord locality pay calculated?
The GS-5 base rate is multiplied by one plus the Charlotte-Concord locality percentage of 19.67%, then rounded to the nearest dollar.
What is the 2026 raise?
For 2026, the across-the-board base rate rose while locality percentages were held at their prior-year levels, so the Charlotte-Concord rate remained 19.67%.
Is this before or after tax?
The GS-5 figures for Charlotte-Concord are gross 2026 amounts, before tax and withholding.
Source: OPM Salary Table 2026-CT · effective January 11, 2026 · Charlotte-Concord, NC-SC, 19.67% locality. Rates current as of July 20, 2026. Reference figures for general information — official pay is set by your agency, DFAS or OPM. See methodology.